SBI Bank Timings


State Bank of India (SBI) has established structured timings for its various services to offer a seamless banking experience to its customers. With distinct hours for in-branch services, including working hours, lunch breaks, and weekend schedules, SBI also supports around-the-clock digital services such as NEFT, RTGS, IMPS, and UPI. By understanding these timings, customers can better plan their visits and manage online transactions, ensuring that SBI’s services are accessible whenever needed.


SBI Bank operates from 9:00 AM to 3:30 PM on weekdays and 1st and 3rd Saturdays. Digital services like NEFT, RTGS, IMPS, and UPI are available 24/7.

SBI Bank Offline Services Timings

SBI’s offline services include traditional in-branch banking services such as deposits, withdrawals, loan processing, account-related inquiries, and more. Here’s a comprehensive view of the timings for offline services:

SBI Bank Working Hours

SBI branches operate on weekdays and specific Saturdays, providing essential in-person banking services.

Day Working Hours
Monday - Friday 9:00 AM - 3:30 PM
1st & 3rd Saturday 9:00 AM - 3:30 PM
2nd & 4th Saturday Closed
Sunday Closed

SBI Bank Lunch Timings

SBI observes a lunch break, though branches ensure continued service by staggering staff breaks.

Timing Details
Lunch Hours 12:30 PM - 1:30 PM
Service Availability Limited service during lunch; staff rotate for continuous counter service

SBI Bank Timings on Weekends

SBI operates only on the first and third Saturdays, while branches are closed on the second and fourth Saturdays, along with Sundays.

Weekend Day Working Hours
1st & 3rd Saturday 9:00 AM - 3:30 PM
2nd & 4th Saturday Closed
Sunday Closed

Are you looking for a personal loan?

SBI Bank Online Services Timings

SBI’s online services include various digital and electronic fund transfer options, accessible through the SBI internet banking portal, mobile app, and other digital platforms. These services provide flexible access to banking outside of traditional banking hours.

SBI NEFT Timings

National Electronic Funds Transfer (NEFT) services at SBI are available 24x7, including holidays, allowing customers to initiate transfers anytime.

Mode Timing Details
Branch Hours During branch working hours Available for NEFT transactions through branch counter services.
Online 24x7 NEFT transactions can be done anytime online via SBI Netbanking and SBI YONO app.
Processing In 30-minute batches (00:30 AM - 00:00 AM) NEFT transactions are processed every 30 minutes, totaling 48 batches per day.

SBI RTGS Timings

Real-Time Gross Settlement (RTGS) is accessible 24x7, ideal for real-time, high-value transactions, with a brief downtime for system maintenance.

Mode Timing Details
Branch Hours During branch working hours RTGS is available in branches except on the 2nd and 4th Saturdays and all Sundays.
Online 24x7 RTGS transactions can be completed anytime online via SBI Netbanking and SBI YONO app.
Daily Delay 11:50 PM - 12:30 AM RTGS processing is paused during this period due to the RBI cut-off schedule.

SBI IMPS Timings

Immediate Payment Service (IMPS) is an instant fund transfer service that’s accessible for outgoing transactions during specified hours and for incoming transactions round-the-clock.

Transaction Type Timings Details
Sending Money (Outward) Weekdays (Monday to Saturday), 8:00 AM - 8:00 PM (IST) Outward IMPS transfers are limited to this window on weekdays only.
Receiving Money (Inward) 24/7, including weekends and public holidays Inward IMPS transactions can be received anytime, without any restrictions.

SBI UPI Timings

Unified Payment Interface (UPI) transactions are available at any time, allowing instant payments and fund transfers.

Service Type Timings Details
UPI Transactions 24/7, 365 days a year SBI UPI service has no restrictions and is available at all times, including weekends and holidays.

Don't know your credit score? You can find out for free!

Check Your Credit Score for Free

Also get a Free Credit Report

SBI Cheque Clearing Time

The Cheque Truncation System (CTS) currently processes cheques in batches, which can take up to 2 working days. In general, you can expect to wait one working day after depositing a cheque for it to clear.

SBI Bank Holiday List 2024

State Bank of India (SBI) branches observe national and state-specific holidays throughout the year. In addition to these, all branches are closed on the second and fourth Saturdays of each month, as well as on Sundays. Below is a comprehensive list of SBI bank holidays for the year 2024:

Date Day Holiday Name
1 January Monday New Year's Day
12 January Friday Swami Vivekananda Jayanti
14 January Sunday Makar Sankranti
15 January Monday Pongal
26 January Friday Republic Day

Read More

Read Less

Please note that this list includes major holidays observed by SBI branches across various states and union territories. However, some holidays are specific to certain regions. It's advisable to check with your local SBI branch or the official SBI website for the most accurate and region-specific holiday information.

SBI Bank Customer Care

State Bank of India (SBI) offers a variety of customer care options to help customers with inquiries, complaints, and service requests.

  • Phone: Toll-free numbers like 1800 1234, 1800 2100, and others for general support, with specific lines for reporting unauthorized transactions.
  • Email: General queries at customercare@sbi.co.in, Aadhaar seeding issues at nodalofficer.aadhaarseeding@sbi.co.in, and home loan inquiries at customercare.homeloans@sbi.co.in.
  • SMS: Text “UNHAPPY” to 8008 20 20 20 for grievances. Missed call banking is also available via SBI Quick.
  • Mail: Write to the Customer Service Department,
  • State Bank of India,

    State Bank Bhavan, 16th Floor,

    Madam Cama Road,

    Mumbai 400 021, India.

Do you need an emergency loan?

Frequently Asked Questions

SBI branches generally open at 9:00 AM, Monday to Saturday (1st and 3rd Saturdays only).

SBI branches close at 3:30 PM from Monday to Friday, and on the 1st and 3rd Saturdays.

No, SBI is open only on the 1st and 3rd Saturdays (9:00 AM - 3:30 PM) and closed on the 2nd and 4th Saturdays and all Sundays.

Yes, SBI branches generally observe lunch between 12:30 PM and 1:30 PM, but staff rotations ensure services remain available.

SBI branches are closed on national and state-specific public holidays, along with the 2nd and 4th Saturdays and all Sundays.

Customer service typically begins at 9:00 AM on working days.

Customer transactions usually stop by 3:30 PM on working days.

Yes, SBI timings may vary during festivals, as branches observe holidays based on local/state regulations.

Locker services are available during branch hours, generally from 9:00 AM to 3:30 PM on working days.

No, SBI is closed on public and state-specific holidays.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.