The Aadhaar Card is a unique identification card that is issued by the Government of India to centralise the ID system to simplify government services and financial transactions. The Aadhaar card contains crucial personal information that needs proper protection. With the card being widely used for identity proof and various financial and government transactions, there have also been instances of misuse. Which has led to significant personal and financial loss due to theft and misuse of personal data.
There is a need to understand how to prevent misuse of Aadhaar card and maintain privacy and security to protect your information. By taking several steps and measures, like masking your Aadhaar, locking your biometrics and understanding the security risks you can safeguard your Aadhaar card from getting into the wrong hands.
The Aadhaar enabled payment system is becoming a popular payment system in rural areas that is offered by many banks. However, the AePS lacks important features like two-factor authentication and struggles with infrastructure issues, raising security concerns.
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Aadhaar card fraud is when there is unauthorised use or manipulation of an individual's Aadhaar details for malicious purposes. Aadhaar Card fraud has been reported as identity theft, where fraudsters use someone else's Aadhaar information to gain access to financial accounts, apply for loans, or obtain government benefits. It can also involve phishing schemes, where individuals are tricked into revealing their Aadhaar numbers and other personal information through fake websites or messages.
To protect against Aadhaar card fraud, it is crucial to keep your Aadhaar details confidential, regularly monitor your financial statements for any unusual activity, and immediately report any suspected misuse to the right authorities. Being vigilant and informed about the potential risks can help prevent misuse of Aadhaar card and personal information.
Identity Theft
The Aadhaar Card, when stolen, can be used to steal your identity and biometric data like your fingerprints and Iris scans. This can lead to your data being used for impersonation to be able to access important information that requires biometric authentication.
Unauthorised Transactions
With the Aadhaar biometric data, fraudsters can access your financial information and even perform withdrawal transactions from your bank account. This can be possible through Aadhaar enabled payment system (AePS) which has security risks.
Data Breach
Data leak from your Aadhaar details which includes personal information (like phone number or bank account details), can lead to fraudsters using the information for malicious purposes.
To prevent the misuse of your Aadhaar card, it is important to take proactive steps and be aware about the risks regarding your personal information. Here are some key steps to protect your Aadhaar card from fraud:
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Securing your Aadhaar number is important to safeguard your personal and financial information. An effective measure to prevent misuse of Aadhaar card is by locking your Aadhaar number. Locking the Aadhaar service will render the number inaccessible for authentication or verification purposes until it is unlocked by you. This will give you an added layer of security making sure that your personal information is protected from unauthorised access. Here are the steps you can take to lock your Aadhaar service:
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Add double security to your Aadhaar Card and prevent theft or any unauthorised use by locking Aadhaar biometrics. Your fingerprints & IRIS Scan serve as most crucial information for UIDAI Aadhaar Portal.
The biggest benefit of locking your Aadhaar Card is your data cannot alter at any given touchpoint. You have the ability to unlock your Aadhaar card & here are those steps that help you lock your Aadhaar Biometrics.
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Generating a Virtual ID (VID) for your Aadhaar card is important as it enhances the privacy and security of your Aadhaar information. The VID is a temporary, revocable 16-digit number that can be used in place of your Aadhaar number for authentication purposes, which reduces the risk of misuse. Here are the steps you can follow to generate your VID:
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Masking your Aadhaar card is a necessary practice as it enhances the privacy and security of your personal information. A masked Aadhaar card will only display the last four digits of your Aadhaar number, minimising the risk of misuse while still being valid for most verification purposes. Here are the steps to mask your Aadhaar card:
If you suspect that your Aadhaar card is being misused or is stolen you can report it right away by calling the UIDAI helpline number: 1947 or by sending an email to: help@uidai.gov.in. You can also report the misuse through the UIDAI website by following the steps below:
You can also take further action by:
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Yes, a lost Aadhaar card can be misused if it falls into the wrong hands.
You can lock your Aadhaar number through the online UIDAI portal, through the mAadhaar app or by visiting an ASK nearby.
You can protect your Aadhaar card by locking your services, biometrics, using a VID, masking your Aadhaar number and not giving your Aadhaar information to others.
No, it is not safe to give an Aadhaar card to anyone as they can steal your identity and commit financial theft or fraud through your information.
To avoid misuse of Aadhaar photocopy, you can refrain from giving your photocopy to others, and use a masked Aadhaar or VID when required.
To find out if someone is using your identity you should monitor your credit reports, bank statements for unfamiliar transactions or accounts and report any suspicion to authorities.
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