Pravasi Pension Scheme


The Pravasi Pension Scheme is a social security initiative designed specifically for Non-Resident Keralites (NRKs). It is a voluntary contributory scheme that aims to provide financial support to NRKs upon their retirement. The scheme is managed by the Kerala Pravasi Welfare Board.

The scheme offers a monthly pension to eligible NRKs aged 60 and above who have made regular contributions to the fund. It is intended to supplement the retirement income of NRKs and provide a measure of financial security in their later years.

List of Kerala Pravasi Welfare Board Schemes

The Kerala Pravasi Welfare Board offers a variety of schemes to address various needs of Non-Resident Keralites (NRKs). Different schemes for specific challenges faced by NRKs, such as financial assistance for medical emergencies, education, housing, and retirement.

The table below presents the various schemes provided under the Pravasi Welfare Fund (Pravasi Kshemanidhi).

Schemes Details
Pravasi Family Pension Scheme Upon a member's death, the nominee receives a pension. Amount varies by member category.
Payment scheme for medical aid Members with critical illness get Rs 50,000 if they don't avail any other government benefits.
Financial assistance for marriage Members contributing for at least 3 years can receive up to Rs 10,000 twice for daughters' marriages. Only one family member can claim this benefit per marriage.
Financial assistance for maternity Female members contributing for 2+ consecutive years can seek financial aid for maternity or abortion costs.
Pension scheme for invalids Members contributing for 3+ years who stop due to disability may receive an invalid pension. A doctor's certificate proving inability is required.

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Features of Pravasi Pension Scheme

The Pravasi Pension Scheme aims to provide a financial safety net for Keralites who have migrated abroad for employment and intend to return to their home state during retirement.

The table below shows the features of the Pravasi Pension Scheme.

Feature Description
Target Beneficiaries Non-Resident Keralites (NRKs)
Type Voluntary contributory
Objective Provide financial support during retirement
Managing Body Kerala Pravasi Welfare Board
Eligibility Age 60 and above, with regular contributions

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Types of Registration Category of PPS

Registration category is a crucial aspect of the PPS under which an individual can enroll. This categorization is based on various factors such as the applicant's age, occupation, and duration of stay abroad.

Category Description
1A Currently employed abroad
1B Returned to Kerala after at least two years of foreign employment
2A Employed in a state other than Kerala within India
Note: The specific eligibility criteria and required documents may vary slightly for each category.

Eligibility Criteria for Pravasi Pension Scheme

To be eligible for the Pravasi Pension Scheme, you must meet the following criteria:

  • Age: 19-60 years old
  • Residence: Non-Resident Keralite (NRK) in one of these categories:
    • Currently employed abroad.
    • Returned to Kerala after at least two years of foreign employment.
    • Employed in a state other than Kerala within India.

Note: The key point is that if you have returned to India, you must have returned to Kerala to be eligible for the Pravasi Pension Scheme.

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Documents Required for Pravasi Pension Scheme

The exact documents required for the Pravasi Pension Scheme might vary slightly based on your specific category (1A, 1B, or 2A). However, the general documents required to apply for Pravasi Pension Scheme might include:

  • Proof of Identity (Passport, Aadhaar Card, Voter ID Card, Birth Certificate).
  • Proof of Address (Utility bills, Aadhaar Card, Passport).
  • Valid Visa and Passport (If currently employed abroad).
  • Passport-size Photo.
  • Digital copy of NRK's signature.
  • Application Form (Form 1A, 1B, or 2A depending on your category).
  • Additional Documents: Income Tax Returns, Employment Contract, Residence Certificate.

Steps to Register for Pravasi Pension Scheme

Here are the steps to register for the scheme, ensuring that potential participants can apply for the Pravasi Pension Scheme with ease.

Pravasi Pension Scheme Online Registration

You can easily open a post office savings account by visiting one that is closest to you, here are the steps you can follow:

  • Step 1: Go to the official website of the Kerala Pravasi Welfare Board.
  • Step 2: Find the "Service" or "Online Apply" section.
  • Step 3: Choose Registration Category: You'll have three options:
    • 1A: Currently employed abroad
    • 1B: Returned to Kerala after at least two years of foreign employment
    • 2A: Employed in a state other than Kerala within India
  • Step 4: Fill the Application Form with accurate details.
  • Step 5: Submit scanned copies of the necessary documents.
  • Step 6: Review the information and submit the application.
  • Step 7: Pay the required registration fee.
  • Step 8: You will receive an acknowledgment or reference number.

Pravasi Pension Scheme Offline Registration

  • Step 1: Get the appropriate application form (1A, 1B, or 2A) from the nearest Kerala Pravasi Welfare Board office or Common Service Center.
  • Step 2: Complete the form with accurate details.
  • Step 3: Upload attested copies of the required documents.
  • Step 4: Submit the application form and documents to the nearest Kerala Pravasi Welfare Board office or Common Service Center.
  • Step 5: Pay the registration fee.
  • Step 6: You will receive an acknowledgment or receipt.

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Frequently Asked Questions

The Pravasi pension in Kerala is Rs. 2,000 per month. However, those contributing for more than 5 years get an additional 3% of the minimum pension amount.

Register for the Pravasi Pension scheme before 60, and contribute regularly for at least 5 years. Pension starts at 60.

Visit the Pravasi Kerala website, log in using a mobile number or email ID, and check the application status using the application or passport number.

Visit the official Kerala Pravasi Welfare Board website, select 'Service' then 'Online Apply'. Choose the registration category (1A, 1B, or 2A) and follow the prompts to fill an application, upload documents, and submit.

The maximum pension in Kerala is Rs. 83,400 for government employees, calculated as 50% of the highest pay scale. For university employees, it's Rs. 11,485.

Norka Kerala offers the Pravasi Pension Scheme for NRKs above 60. The minimum pension is Rs. 2000 per month, increasing with longer contribution periods.

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