Personal Loan in Agra


Agra as a city is renowned for its architectural marvels, historical heritage, food, and exquisite handicrafts. Home to one of the most iconic monuments in the world- The Taj Mahal, Agra has a unique blend of experiences for both residents and tourists alike.

Agra's strong tourism industry and diverse economy offer an ideal environment for entrepreneurs looking to start or grow their businesses. As a resident, you might have financial needs like starting a business, medical bills, education, travel, or home renovations. If you're in need of financial support, consider availing Personal loan in Agra. You can get a personal loan of up to ₹15 Lakhs at an interest rate starting at 11.99% p.a.

Now take your first step towards securing a loan, read further on our webpage to discover how Personal loans in Agra, Uttar Pradesh can assist you!

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Instant Personal Loan in Agra

In need of immediate financial support in Agra? Here’s the solution for you. An instant loan aim to address your urgent needs with promptness and efficiency. But before you proceed further, refer to the table to learn more about the interest rates, and tenure, associated with your desired loan amount:

Interest Rates Starting at 11.99% p.a.
Loan Amount ₹10,000 to ₹15 Lakhs
Loan Tenure 1 to 5 years
Income Requirement ₹15,000/-
Documents Required PAN, Aadhaar, Income proof.
Note-The interest rates are dynamic and are subject to change based on your credit history & creditworthiness.

Personal Loan Interest Rates in Agra

When considering a personal loan in Agra, understanding the interest rates is a key factor. The competitive interest rate offered by various banks and personal loan agents in Agra is made to make your borrowing experience both affordable and transparent.

The table below provides details on interest rates associated with personal loans to make an informed decision that aligns with your goals.

Interest rate 11.99% p.a onwards
Loan Tenure 1 to 5 years
Processing fee Up to 3%
Prepayment charges 0%-6%
Pre-closure Charges 2% - 5%

Personal Loan Providers in Agra

If you searching for a reliable source that offers financial support then here is a range of trusted personal loan providers in Agra. These institutions offer personalized solutions to help you get quick financial coverage. Further, for funding education or medical expenses realizing travel plans and much more.

Banks in Agra for Personal Loans

When it comes to financing personal loans in Agra, established banks are at your service. Leading banks in the city offer diverse personal loan options to match your requirements. With competitive interest rates and flexible terms, banks provide a seamless borrowing experience tailored to meet your needs.

Banks in Agra Interest Rate (p.a)
Bandhan Bank 10.55% onwards
Indian Bank Personal Loan 10.49% onwards
RBL Bank Personal Loan 17.50% onwards

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Note-The interest rates mentioned are subject to change. Visit the website for more information.

NBFC in Agra for Personal Loan

NBFCs as loan providers in Agra are the reliable alternative avenue for instant personal loans. Their specialized offerings cater to a variety of financial needs. that residents can access funds for various purposes. The table below provides the details on personal loans and interest rates offered by NBFCs to help you find a solution that suits you.

Personal Loan by NBFC Interest Rates (p.a.)
LoanTap Personal Loans 12% onwards
HDB Personal Loan 12% onwards
Zype Personal Loan 9.5% onwards

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Note- The interest rates mentioned are subject to change. Visit the website for more information.

Calculate EMI for a Personal Loan in Agra

Calculating the EMI for a personal loan in Agra, Uttar Pradesh is a valuable tool for making informed financial decisions. It helps you plan your monthly repayments effectively and provides a clear breakdown of your monthly repayment commitment.

Enter your loan amount, interest rate and tenure in the calculator below to check your calculate the EMI for your personal loan.

₹
%
Monthly EMI ₹86
Principal Amount ₹1,000
Total Interest ₹32
Total Amount ₹1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

EMI calculations aid in budgeting, and assessing financial feasibility while availing loans. In order to arrive at an accurate understanding of the approximate details of your EMI, you can use an online EMI calculator.

EMI calculations, whether through an online tool or manual approach, help you to negotiate better terms with Agra's loan providers. This also helps you confidently manage your loans while aligning your financial goals with responsible borrowing.

Personal Loan Eligibility in Agra

When you expect a streamlined process, that's when eligibility criteria come into the picture. Hence, follow the list below to understand the eligibility criteria that loan providers in Agra consider:

  • Age - 21-80 years
  • Nationality- Indian
  • Income ₹15,000 income per month.
  • Job Stability- Applicant must have a job for at least 2 years, with a minimum of 1 year under an established organization
  • Employment - Private limited companies or Public sector

Documents Required for Personal Loan in Agra

From identity to income verification, here is a comprehensive list that ensures a smooth loan application. Hence, keep these documents prepared prior to taking a step closer to availing your desired personal loan in Agra:

  • Proof of Identification - PAN Card/Voter ID/Driving License/Aadhaar Card/Passport
  • Proof of AddressUtility bill/Passport/Aadhaar card/Voter ID
  • Documents (Salaried) - Salary Slip/Form 16 or Income Tax Returns.
  • Documents (Self-employed)-Tax returns of the Last 3 years.

Apply Online for Instant Personal Loan in Agra with Buddy Loan

Apply and avail of your quick instant personal loan in Agra by following these few steps:

Step 1: Visit - buddyloan.com or Download the Buddy Loan app and compare features.

Step 2: Fill out the application form, which includes the loan amount, the tenure in months, and contact details.

Step 3: Fill out the eligibility form and provide:

  • Email Address
  • employment type: Salaried/ self-employed
  • Company Type
  • Industry Type
  • Current Company Name
  • Company Address
  • Year of Employment
  • Net Income
  • Mode of Salary
  • PAN Card Details
  • Full Name (As Per Pan Card)
  • Current Address with PIN Code
  • Mobile Number

Step 4: Submit the details & wait for the loan confirmation.

Ready to take next step?

Frequently Asked Questions

Your maximum loan amount is determined by factors such as your income, credit history, and the lender's policies. Generally, lenders in Agra provide a maximum loan amount of ₹15 Lakhs.

Yes, many lenders allow you to prepay or foreclose your personal loan. However, it's essential to check with your specific lender regarding their policies, any associated charges, and the process to follow for prepayment or foreclosure.

To get a personal loan in Agra with a ₹10,000 salary, maintain a good credit history, opt for a smaller loan, and choose a loan provider in Agra with lower income requirements.

Having a credit score, often provided by CIBIL, showcases your creditworthiness to lenders. While some loan providers in Agra might offer loans without considering your credit score, they might come with higher interest rates.

Your application for a personal loan in Agra can get rejected if your CIBIL score is low or unfavorable. Loan providers in Agra often use credit scores to assess your risk profile. A lower score might result in loan rejection or approval with less favorable terms.

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