Our Business Partners

Buddy Loan is a Digital Fintech Marketplace offering convenient access to diverse loan options, allowing you to compare rates, terms, and eligibility. We guide you through the process and help you access the financial resources you require.

Buddy Loan’s network of trusted verified lenders improves your chances of securing the right personal loan.

Here are our leading verified Lenders you can connect with on Buddy Loan:

1. IDFC First Bank

IDFC First Bank offers personal loans up to ₹1 crore at attractive interest rates starting from 10.49% per annum. You can enjoy the flexibility of repayment plans for up to 5 years. The bank provides a smooth and hassle-free personal loan solution that caters to your unique financial requirements.

2. State Bank of India (SBI)

SBI Personal Loan is a flexible financial solution offered by the State Bank of India. It provides personal loans for a variety of personal needs, such as medical expenses, home renovations, wedding expenses, or debt consolidation. The bank offers personal loan amounts up to ₹20 lakhs at 11% p.a.

3. Axis Bank

Axis Bank offers personal loans up to ₹15 lakhs with an interest rate starting as low as 10.25% per annum. The loan tenure can be flexible, ranging up to 5 years, allowing you to tailor the repayment plan to your lifestyle and financial needs. Axis Bank's personal loan product is designed to provide competitive interest rates, favorable term benefits, and an outstanding set of features to support your financial goals and aspirations.

4. IndusInd Bank

IndusInd Bank's Personal Loan offers a comprehensive financial solution to cater to diverse needs. The bank's interest rates for personal loans start at 10.49% per annum. You can apply for an IndusInd Bank personal loan to borrow an amount ranging from ₹30,000 to ₹50 lakhs, with a tenure ranging from 1 to 6 years.

5. AU Small Finance Bank

AU Small Finance Bank personal loan is a convenient financial solution for your short-term financial needs. You can avail of personal loans up to ₹10 lakhs. With competitive interest rates and customizable repayment terms of up to 60 months, these loans empower you to access the funds you require for personal expenses, medical emergencies, debt consolidation, or any other purpose.

6. HDFC Bank

HDFC Bank is one of India’s largest and most trusted banks, offering a variety of loan products including personal loans from ₹50,000 to ₹40 lakhs and business loans up to ₹75 lakhs. With interest rates starting at 10.75% per annum for a personal loan, HDFC Bank is known for its competitive rates, robust customer service, and extensive branch network. Their loans are available with flexible tenure options, catering to both individuals and businesses across India.

7. Unity Small Finance Bank

Unity Small Finance Bank provides a range of banking services, including personal loans from ₹5 lakhs and business loans up to ₹1 Crore. The bank offers competitive interest rates ranging from 16% to 30% per annum for a personal loan and is focused on serving the financial needs of underserved and underbanked communities, providing them with access to essential banking services.

1. LoanTap

LoanTap Personal Finance is a lending solution that caters to both salaried and non-salaried individuals who require quick access to funds. The interest rates on LoanTap Personal Loans range from 18% to 30% per annum (p.a.) for loan amounts between Rs. 50,000 to Rs. 10 lakh. The key features of LoanTap Personal Finance include a 100% digital application process, and no collateral or income proof requirement, making the loan process convenient and hassle-free for the borrowers.

2. Bajaj Finserv

Bajaj Finserv Personal Loan is a versatile financial solution that provides quick and hassle-free access to funds for a variety of personal needs. You can avail personal loans up to ₹40 lakhs at affordable interest rates. The repayment tenure is up to 96 months. Bajaj Finserv Personal Loan offers a convenient and reliable way to achieve your financial goals.

3. Fibe

Fibe, previously known as EarlySalary, offers a quick and convenient solution for your personal loan needs. With an interest rate starting from 12% per annum, Fibe can provide you with an instant personal loan of up to Rs. 5 Lakhs, with repayment tenures of up to 2 years. The entire application process can be completed in just 2 minutes, making it a hassle-free experience for you.

4. Lendingkart

Lendingkart provides collateral-free business loans for micro, small, and medium enterprises, catering to their specific needs. It offers Working Capital Loans, MSME/SME Loans, and Business Loans for Women. The loan amount range from ₹50,000 to ₹2 Crore, with loan tenures from 1 month to 3 years, and interest rates from 12% to 46.5% per annum. Lendingkart also offers business loans at interest rates ranging from 1% to 2% per month, with a quick, equitable, and transparent application process.

5. Bhanix Finance

Bhanix Finance and Investment Limited, also known as CASHe, provides short-term personal loans to young employed individuals, with loan approval within 10 minutes. You can borrow amounts ranging from Rs 1,000 to Rs 4 lakh for a maximum duration of 1.5 years through Bhanix Finance and Investment Limited.

6. MoneyView

MoneyView offers quick and instant access to personal loans with competitive interest rates starting as low as 1.33% per month. You can borrow up to ₹5 lakh with flexible repayment options. Once approved, you can receive the loan funds within just 24 hours. MoneyView provides a convenient and fast solution for your personal financing needs.

7. MoneyTap

MoneyTap offers a convenient personal loan option with quick approval. The interest rate is 1.08% per month, and the loan amount ranges from ₹3,000 to ₹5,00,000, with a tenure of 2 to 36 months. Applicants must have a minimum monthly income of ₹30,000 to be eligible for the MoneyTap Personal Loan.

8. mPokket

mPokket offers an incredible personal loan journey for students and salaried professionals in India. With loan amounts ranging from ₹500 to ₹30,000 and competitive interest rates starting at 2% per month, mPokket is a valuable option for obtaining a loan. You only need a valid bank account and a mobile device to avail a personal loan from mPokket.

9. RupeeRedee

RupeeRedee offers personal loans entirely online, starting from ₹5,000 and going up to ₹25,000. These loans are meant for short-term needs and must be repaid within 30 days. You must also be between 18-65 years old and have a minimum monthly income of ₹15,000.

10. IIFL Finance

IIFL Finance offers personal loans to help you meet your financial needs quickly. These loans range from ₹5,000 to ₹5,00,000 and come with flexible repayment terms from 3 to 42 months. The application process is convenient, allowing you to apply online through their website or app. IIFL boasts competitive interest rates, starting at 12.75% p.a.

11. Muthoot Finance

Muthoot Finance offers personal loans starting from ₹50,000 with repayment terms up to 5 years. Interest rates begin at 14% p.a. You can use the loan amount for expenses like travel, home improvement, education, medical bills, or even debt consolidation. Existing Muthoot loan customers may also be eligible for a pre-approved top-up loan.

12. Aditya Birla Finance

Aditya Birla Finance offers personal loans to salaried individuals (ages 23-60) with good credit. These unsecured loans come with fixed interest rates and flexible repayment options for up to 7 years. You can borrow amounts ranging from Rs. 50,000 to Rs. 50 lakh to cover various expenses like medical emergencies, education, or home improvement.

13. NeoGrowth

Neogrowth provides collateral-free business loans ranging from Rs. 2 lakhs to Rs. 75 lakhs for various businesses including online retailers, manufacturers, distributors, and more. They offer a variety of loan schemes like NeoCash and Accelerator, catering to different business needs. With flexible repayment terms from 6 to 24 months and competitive interest rates starting at 13%, Neogrowth can be a good option for businesses seeking financial support.

14. InCred

InCred offers quick approvals for personal loans up to ₹3 lakhs to cover unexpected expenses like medical bills or home repairs. Interest rates starts from 16% p.a., and you can choose flexible repayment terms. The entire application process is conveniently done online in just a few minutes.

15. L&T Finance

L&T Finance offers personal loans ranging from ₹50,000 to ₹7 lakhs. Repayment is flexible, with terms from 1 to 4 years. They offer competitive interest rates starting at 12% p.a. The application process is open to both salaried and self-employed individuals, with no income proof required. You can use the funds for emergencies, weddings, medical bills, or other personal needs.

16. Olyv (SmartCoin)

Olyv (SmartCoin) offers short-term personal loans for people in the middle to lower income bracket. The loan ranges from ₹1,000 to ₹5,00,000. Repayment terms are flexible, with options from 2 to 24 months. The interest rates range from 18% to 30% p.a. on a reducing balance basis.

17. FlexiLoans

FlexiLoans offers quick and convenient short-term business loans to help you manage your business finances. They provide unsecured business loans ranging from Rs. 50,000 to Rs. 1 crore to support business growth, working capital needs, and improved cash flow. The interest rates start at a 1% p.m., and you can choose a flexible repayment plan of up to 5 years.

18. Zype

Zype Personal Loan can help you get the money you need fast! They offer loans up to ₹5 lakhs with flexible repayment terms up to 72 months, but be aware that interest rates are on the high side, ranging from 18% to 39% per annum. You can get quick loan approval through their app for a hassle-free experience. However, it's important to compare rates with other lenders before deciding on Zype.

19. Phocket

Phocket offers instant personal loans specifically for salaried individuals. To qualify, you must be over 20 years old and earn at least Rs 20,000 per month. Loan amounts range from Rs 5,000 to Rs 1 lakh and need to be repaid within 110 days in 1 to 3 installments.

20. NIRA

NIRA offers quick personal loans for salaried individuals in just 3 minutes. You can avail loan amount between ₹5,000 and ₹1 lakh to cover unexpected expenses. You can repay the loan in a flexible term of 3 to 12 months, and the interest rate starts from 24% p.a.

21. Protium

Protium offers financial solutions for a variety of borrowers, including small businesses (MSMEs), educational institutions, and individuals. Loan options range from unsecured personal loans to secured loans with collateral, and amounts start as low as ₹10,000 and go all the way up to ₹5 crore.

22. Prefr

Prefr offers loans from ₹10,000 to ₹3 lakhs for both personal and business needs. Repayment terms are flexible (6-36 months) and approvals with funding can be quick (in just 2 hours). Interest rates vary from 10-36% p.a.

23. Fatakpay

Fatakpay offers quick personal loans entirely online. You can borrow between ₹1,000 and ₹200,000 with repayment terms ranging from 3 to 24 months. Flexible repayment options cater to your financial needs, making it accessible for both salaried and self-employed individuals, ensuring a stress-free borrowing experience. FatakPay interest rates can vary significantly, starting at 12% but reaching up to 35.95% per annum. Be sure to consider the interest rate before applying.

24. Privo

Privo offers personal loans ranging from ₹20,000 to ₹500,000. You can choose a flexible repayment plan that fits your budget, with terms from 3 to 60 months. The interest rates can vary significantly, starting from 9.99% up to 39.99% p.a. Processing fees also depend on the loan amount, ranging from 1% to 3%.

25. Abhi Loans

Abhi Loans, operated by KNAB Finance Advisors Private Limited, offers instant loans against securities such as shares, mutual funds, and bonds. Their services are designed for individuals who need quick access to funds without liquidating their investments. Loans are disbursed within four hours, with flexible repayment options and no prepayment charges. The platform provides a fully digital and paperless loan process, making it convenient for users to obtain loans ranging from INR 15,000 to INR 1 crore.

26. Anq Digital Finserv Private Limited

ANQ Digital Finserv Private Limited is a financial technology company that offers digital banking solutions powered by decentralized finance (DeFi). Their services include prepaid and credit cards, digital investment options, and reward programs linked to UPI transactions. The company aims to enhance financial accessibility and provide innovative financial products like digital gold and investment options through a user-friendly digital platform.

27. Chintamani Finlease

Chintamani Finlease Limited is a Non-Banking Financial Company (NBFC) in India with over 28 years of experience. They provide a range of loan products, including personal loans, business loans, gold loans, and loans against property. The company is known for its quick processing, flexible repayment options, and fully digital, paperless loan application process. They cater primarily to the Delhi NCR region and offer services flexible to individuals with varying credit scores. Chintamani Finlease offers both personal and business loans up to ₹15 lakhs.

28. Chqbook

Chqbook is a financial services platform that provides a range of services tailored for small business owners and individuals in India. They offer products like business loans, insurance, credit cards, and savings accounts, focusing on making financial services more accessible through a digital platform.

29. Credifyn

Credifyn is a financial services company that focuses on enabling quick and easy access to loans, particularly personal loans up to ₹2 lakhs that can be approved within 11 minutes. Their emphasis on speed and convenience in their services is leveraged with digital processes to ensure fast loan disbursement. The company operates under regulations set by the Reserve Bank of India (RBI).

30. Finnable

Finnable offers a quick and convenient personal loan of up to Rs. 10 Lakhs, with funds transferred directly to your account within 48 hours through a seamless online process. Enjoy competitive interest rates starting from just 1.3% to 2.3% per month. You can also choose a flexible repayment period that suits your needs, ranging from 6 to 60 months.

31. INDIFI

INDIFI is a fintech platform that provides business loans, particularly for small and medium-sized enterprises (SMEs). They offer loans up to ₹1 Crore, with interest rates starting at 1.5% per month. INDIFI loans help businesses grow by providing necessary capital for operations, expansion, and working capital management.

32. Kissht

kissht is a digital lending platform that offers quick and easy access to personal loans ranging from ₹30,000 to ₹5 lakhs. With interest rates starting at 14% per annum, kissht is known for its flexible EMI options and a simplified loan application process, making it a popular choice among consumers looking for fast and reliable financial solutions.

33. LenDenClub

LenDenClub is a P2P lending platform in India, registered as an RBI NBFC P2P. It facilitates connecting knowledgeable lenders with trustworthy borrowers in need of short-term personal loans, providing attractive returns and helping diversify your investment portfolio. With a user base of over 1.5 Crore, LenDenClub serves as a comprehensive solution for those seeking new avenues for growth.

34. MoneyWide

MoneyWide is an online lending platform that offers personal loans up to ₹3 lakhs in just 1 minute. They focus on quick loan processing and disbursal, with competitive interest rates. MoneyWide’s digital platform is designed to provide a seamless and user-friendly experience, making it easier for customers to access the funds they need.

35. CreditVidya

CreditVidya is a financial technology company that uses data and analytics to offer credit scoring and financial services. They focus on providing credit solutions for individuals with limited credit history, using alternative data sources to assess creditworthiness. Their platform is designed to help financial institutions make better lending decisions and offer credit products to a broader range of users.

36. Rupymart

RupyMart Tech Private Limited is a company registered in India under the category of "Computer and related activities" as per the Indian Classification of Economic Activities (NACE). It was incorporated in 2022 and is based in Tamil Nadu. The company likely operates in the technology or e-commerce sector.

37. StuCred

StuCred is an app-based platform that offers short-term loans specifically designed for college students in India. The service allows students to quickly access funds to cover immediate expenses without the need for collateral or lengthy approval processes. The platform aims to provide financial assistance with flexible repayment options, helping students manage their finances during their studies.

38. TATA Capital

TATA Capital, part of the Tata Group, offers a wide range of financial services, including personal loans up to ₹35 lakhs and business loans up to ₹75 lakhs. Known for its trustworthiness and customer focus, TATA Capital provides interest rates starting at 10.99% per annum, with various repayment options and a commitment to transparent and ethical lending practices.

39. True Balance

True Balance is a mobile-first fintech platform that offers instant digital personal loans in 5 minutes ranging from ₹5,000 to ₹1,25,000. The company is known for its quick loan disbursal process and high approval rates, with interest rates starting at 2.4% per month, making it an accessible option for those needing small, short-term loans.

40. Viva Money

Viva Money is a digital lending platform offering personal loans up to ₹2 lakhs. Designed for quick access to funds, Viva Money provides competitive interest rates. The platform is known for its easy application process, fast approvals, and user-friendly mobile interface, making it a convenient choice for individuals seeking short-term financial assistance. Viva Money focuses on providing a seamless borrowing experience with flexible repayment options and strong customer support.

41. Volt Money

VoltMoney is a leading platform in India that specializes in offering instant loans against mutual funds and shares. The interest rates start at 9% with a flexible withdrawal facility. The service is designed to provide quick access to credit by leveraging the value of your investments, allowing you to obtain loans without liquidating your assets. The platform focuses on delivering a seamless digital experience, ensuring fast approval and disbursement of loans.

Credit Card Partners

Bajaj Insta EMI Cards

The Bajaj Finserv Insta EMI Card is a digital card that allows you to shop for over 1 million products with No-cost EMIs. With this card, you receive a pre-approved loan limit of up to Rs. 3 lakh, applicable for purchases at leading online and retail stores in more than 4,000 cities. You can use the digital card to convert both small and large purchases into EMIs, which can be repaid over a period of 60 months.

ICICI Credit Cards

ICICI credit cards are designed to meet the diverse needs of various customer segments. They offer a range of options, from entry-level and lifetime-free cards to premium ones, providing benefits across multiple categories such as fuel, travel, shopping, dining, and more. Additionally, you can opt for a card that is co-branded with well-known partners like Amazon, HPCL, Adani, MakeMyTrip, and others.

AU Small Finance Bank Credit Cards

AU Credit Cards offer a wide range of perks and benefits for an exceptional consumer experience. Choose AU Credit Cards to enjoy lifestyle privileges with exciting offers tailored to your unique spending habits. Explore our range of Credit Cards including LIT, Zenith, Vetta, Altura Plus, and Altura, each offering rewards and complimentary benefits.

IndusInd Bank Credit Cards

IndusInd Bank provides a range of credit cards that come with benefits spanning various categories. IndusInd Bank Credit Cards offer cashback, discounts, reward points, and other perks on your purchases. These credit cards allow you to avail benefits in areas such as shopping, travel, entertainment, dining, and more. Some of the well-known cards from the bank are IndusInd Platinum Aura Edge, IndusInd Legend, and IndusInd Platinum, among others, which you can compare and apply for using our platform.

Axis Bank Credit Cards

Axis Bank provides a wide range of credit cards, including options like the Vistara and Privilege cards. These cards offer rewards, air miles, and cashback on spending. With features like contactless payments, global acceptance, and easy EMI conversion, Axis Bank Credit Cards are a top choice for reliable and rewarding banking.

IDFC Bank Credit Cards

IDFC FIRST Bank’s credit cards focus on value with rewards, low-interest rates, and fee waivers. These cards cater to diverse spending categories like shopping and travel, offering benefits like cashback, lounge access, and no annual fees. With wide acceptance and strong security features, they provide a convenient and affordable option for everyday expenses.

Ready to find your perfect personal loan?

Get started by applying for a personal loan through Buddy Loan today! As a Digital Fintech Marketplace, we make the process quick and hassle-free by connecting you with trusted verified lenders to meet your financial requirements.