Jharkhand Rajya Gramin Bank IFSC Code

Jharkhand Rajya Gramin Bank is jointly owned by the Government of India, the Government of Jharkhand, and the State Bank of India, with SBI as its sponsor. The bank is essential in delivering accessible banking services to rural and semi-urban areas across Jharkhand, supporting financial inclusion and local economic growth.

On this page, you'll find comprehensive information to help you locate the IFSC codes for Jharkhand Rajya Gramin Bank branches. The correct IFSC code is crucial for secure and accurate online transactions like NEFT, RTGS, and IMPS. Our guide simplifies the process, making it easy to find the right code for each branch.

IFSC Code of Jharkhand Rajya Gramin Bank

Here’s everything you need to know about the IFSC code details for Jharkhand Rajya Gramin Bank(JRGB):

Jarkhand Rajya Gramin Bank Head Office Contact Number

Here’s how you can reach the Jharkhand Rajya Gramin Bank Head Office for any inquiries or assistance.

Benefits of Using IFSC Code

Here are the main benefits of using an IFSC code:

1. Accurate Fund Transfers: Ensures money reaches the correct branch.
2. Secure Transactions: Adds security by accurately identifying bank branches.
3. Speeds Up Processing: Enables quick processing of NEFT, RTGS, and IMPS transfers.
4. Uniquely Identifies Branches: Distinguishes each branch, reducing errors.
5. Required for Online Banking: Essential for making digital payments.
6. Reduces Manual Errors: Helps avoid mistakes in fund transfers.

Structure of Jharkhand Rajya Gramin Bank IFSC Code

The IFSC code for each branch of Jharkhand Rajya Gramin Bank is a standard 11-character alphanumeric code, which is shown below.

This structure ensures each branch of Jharkhand Rajya Gramin Bank is uniquely identifiable and secure for online banking.

1. First 4 Characters ("SBIN"): This represents the bank code and shows that the bank is part of the State Bank of India (SBI) network.
2. 5th Character ("0"): This character is always "0" and is reserved for future use across all IFSC codes.
3. Last 6 Characters ("RRVCGB"): This is the unique branch code for the Jharkhand Rajya Gramin Bank branch, helping identify the exact location for accurate transactions.

Ways to Find Jharkhand Rajya Gramin Bank IFSC Code

These options help you quickly locate the correct IFSC code for secure transactions. Here’s how to find your Jharkhand Rajya Gramin Bank IFSC Code:

1. Passbook or Chequebook: Check the top of your passbook or chequebook.
2. Bank Website: Visit the official Jharkhand Rajya Gramin Bank website.
3. Online Banking: Log in to your account to view the IFSC code.
4. IFSC Code Websites: Use sites like Find Your Bank or Bank Code IFSC.
5. RBI Website: Find IFSC codes on the RBI’s official website.

Difference Between MICR Code & IFSC Code

This table highlights the main differences between the two codes in an easy-to-understand format.

More About Jharkhand Rajya Gramin Bank

Jharkhand Rajya Gramin Bank is a key regional rural bank that plays an important role in expanding banking services to rural and semi-urban communities in the state of Jharkhand. Below are some essential facts about the bank:

Formation & Ownership of Jharkhand Rajya Gramin Bank (JRGB)

• Established as part of the government’s mission to promote financial inclusion in rural areas.
• Jointly owned by the Government of India, the Government of Jharkhand, and the State Bank of India (SBI), which sponsors the bank.

Services Offered JRGB

• Deposit Accounts: Offers savings, current accounts, term deposits, fixed deposits, and recurring deposits.
• Loan Products: Provides a variety of loans, including housing, agricultural, educational, vehicle, and personal loans to support local financial needs.
• Participation in Government Schemes: Actively involved in initiatives like Pradhan Mantri Jan Dhan Yojana (PMJDY) to promote financial inclusion.

Digital Banking with JRGB

• The bank supports online and mobile banking services to make banking accessible and convenient for its customers, enabling them to manage accounts and transfer funds remotely.

Jharkhand Rajya Gramin Bank Branch Network

• Operates an extensive network of branches across various districts in Jharkhand, ensuring banking services reach remote and underserved areas.
• This network promotes economic growth by supporting small businesses, local entrepreneurs, and farmers.

JRGB’s Commitment to Rural Development

• The bank prioritizes empowering rural areas by offering microfinance and supporting self-help groups (SHGs). This focus encourages entrepreneurship and helps communities achieve self-sustainability.