ICICI Bank Personal Loan

Yes, ICICI Bank offers instant Personal loans. For different financial needs, it offers different kinds of personal loans.

Eligibility for a personal loan in ICICI Bank varies based on factors such as income, employment type, and credit history.

The personal loan amount from ICICI Bank can range from a minimum of Rs. 24,000 to a maximum of 24 times the net monthly income or Rs. 20 lakhs.

ICICI Bank offers personal loans such as ICICI Bank FlexiCash, ICICI Bank Personal Loan for NRI, ICICI Bank Pre-Approved Personal Loan, ICICI Bank Pre-Qualified Loan, ICICI Bank Top-up Personal Loans, ICICI Bank Personal Loan Balance Transfer, and ICICI Bank Fresher Funding.

Eligibility for ICICI Bank personal loan varies, but typically includes individuals with a minimum monthly income of Rs. 30,000 and meeting specific employment criteria.

No, it is possible to get a personal loan from ICICI Bank with a salary of Rs. 20,000, as the minimum salary required is Rs. 30,000.

ICICI Bank personal loans are generally unsecured, meaning there is no requirement for collateral or security.

ICICI Bank typically takes 1-2 working days to approve a personal loan. However, the approval time may vary depending on the applicant's credit score, income, and other factors.

The documents required for an ICICI Bank personal loan include identity proof, income proof, address proof, and other related documents.

Yes, you can avail a personal loan with a co-borrower/co-applicant with ICICI Bank. It can help increase loan eligibility and approval rate.

According to ICICI Bank, there is no set minimum CIBIL score required to apply for a personal loan. Good credit score is a viable option for increasing your personal loan approval rate at lower interest rates.

ICICI Bank charges a 3% pre-closure fee + applicable taxes on the outstanding loan amount if you prepay your loan before the end of the tenure. (Proceed at your discretion, as the rates are subject to change per the market climate)

If a personal loan from ICICI Bank is prepaid or foreclosed before the loan tenure ends, a prepayment charge of 3% will be applied to the amount paid. However, no charges will be imposed if the loan is closed by availing another loan under the same scheme.

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