HDFC Biz Black Credit Card

The HDFC Bank Biz Black Credit Card is a premium credit card designed specifically for business professionals and high-net-worth individuals in India. Considered one of the best premium business credit cards in India.

The Biz Black Card is among the selected cards that provide reward points benefits for paying income tax. HDFC Bank Biz Black Credit Card offers a range of exclusive benefits and perks tailored to meet the needs of business owners and professionals.

Know more from this page to get reward points for GST & Income Tax payments with Biz Black Business Credit Cards.

Table of Contents:

• ⇾ HDFC Biz Black Credit Card Eligibility
• ⇾ HDFC Biz Black Credit Card Features & Benefits
• ⇾ HDFC Biz Black Credit Card Fees & Charges
• ⇾ Documents Needed for HDFC Biz Black Credit Card
• ⇾ Savings on Biz Black Credit Card
• ⇾ Steps to Apply for HDFC BIZ Credit Card
• ⇾ HDFC Biz Black vs. Infinia Credit Card
• ⇾ Frequently Asked Questions

HDFC Biz Black Credit Card Eligibility

The HDFC Biz Black Credit Card offers premium benefits and services, ensuring you get the most out of your spending and usage. Hence, to avail these benefits, here are the eligibility criteria that customers need to fulfill:

HDFC Biz Black Credit Card Features & Benefits

The HDFC Biz Black Credit Card provides features and benefits that enhance your spending power and provide valuable rewards. Here’s a detailed overview:

• Extended Credit Free Period: Enjoy up to 55 days of interest-free credit on all your business expenses, allowing for better cash flow management.
• Core Earn: Earn 5 reward points for every ₹150 spent (excluding petrol, wallet, rent, education, and EMI payments), maximizing your rewards on everyday business purchases.
• Accelerated Earn: Receive 5X reward points on spends over ₹50,000 per statement cycle, capped at 7,500 reward points. This applies to business-related expenses such as telecom and utility payments via SmartPay & PayZapp, income tax payments through the Income Tax Portal, GST payments via the GST Portal, and subscriptions to productivity tools like Tally, Office 365, AWS, Google, Credflow, Kylas, Mailmodo, Canva, Azure via Nuclei, and hotel bookings powered by SmartBuy Biz Deals, as well as flight and hotel bookings via MMT MyBiz powered by SmartBuy Biz Deals.
• Welcome Benefit: Receive a Club Marriott membership and a Taj stay voucher worth ₹5,000 when you spend ₹1.5 lakh within the first 90 days of card issuance.
• Milestone Benefit: Earn a flight voucher or Taj stay voucher worth ₹5,000 for every ₹5 lakh spent. Accumulate vouchers worth up to ₹20,000 on spending ₹20 lakh in a calendar year.
• Business Insurance Package: Avail a comprehensive business insurance package at an annual premium of ₹3,785 (including GST) to safeguard your business interests.
• Lounge Access: Enjoy unlimited airport lounge access to over 1,000 lounges globally for primary and add-on card members (available only for active cards).
• Other Benefits: Indulge in complimentary golf games across some of the finest courses worldwide (6 per quarter).

HDFC Biz Black Credit Card Fees & Charges

The HDFC Biz Black Credit Card comes with certain fees and charges. The table below mentions the details of the same:

Documents Needed for HDFC Biz Black Credit Card

To apply for the HDFC Biz Black Credit Card, you must submit specific documents. These documents ensure that applicants have these documents ready to avail of the card’s premium benefits.

Savings on Biz Black Credit Card

HDFC Biz Black Credit Cardholders earn 5X points on business essentials and 5 points on retail spending over ₹150, enabling significant savings year-round.

Travel Benefits: Cardholders enjoy unlimited complimentary lounge access at both domestic and international airports, making travel more comfortable and luxurious, while saving significantly on lounge access fees.

Lifestyle Benefits: Enjoy 6 complimentary golf games per quarter, allowing enthusiasts to play high-quality games throughout the year without the associated costs.

Welcome Benefits: By spending ₹1.5 lakh within the first 90 days, new cardholders receive a clubMARRIOTT annual membership and a Taj stay voucher, offering excellent value for frequent travelers and hospitality enthusiasts.

Dining Benefits: Enjoy up to 25% savings on dining bills when using platforms like Swiggy and dineout, helping frequent diners cut costs.

Platform Benefits: On purchases through HDFC Bank’s SmartBuy platform, cardholders can earn up to 10X reward points, significantly increasing savings on regular purchases.

Steps to Apply for HDFC BIZ Black Credit Card

If you are planning to avail all the exclusive benefits provided by HDFC Biz Credit Cards, here are the quick steps you can follow and apply for your Biz credit card today!

• Step 1: Visit the official website of the bank or financial institution and navigate to the Credit Card section.
• Step 2: Review the features and benefits of the Business Credit Card you're interested in. This will help ensure you're selecting a card that suits your needs.
• Step 3: After choosing a card, verify that you meet the eligibility requirements before proceeding.
• Step 4: If you qualify, look for the ‘Apply Now’ option. Select the Business Credit Card you wish to apply for.
• Step 5: You'll be directed to an online application form. Provide all the necessary personal and business information in the form.
• Step 6: Upload scanned copies of all required documents as per the instructions.
• Step 7: Double-check the information you've entered and then submit the application.
• Step 8: Wait for the issuer to review your application. They will contact you with an update on your application status.

HDFC Biz Black vs. Infinia Credit Card

Both the HDFC Biz Black Credit Card and the HDFC Infinia Metal Edition are premium credit cards offering exclusive benefits and rewards. However, they serve to slightly different segments and have distinct features.

Here is the table to assist you with a better understanding on which among these premium cards are best suited for you.