Fincare Small Finance Bank FD Calculator

Total Investment :

₹

Rate of Interest (p.a) :

Time Period :

Maturity Date	:
Invested Amount	: ₹10,000
Interest Amount	: ₹666
Maturity Amount	: ₹10666

Invested Amount Interest Amount

Make informed decisions by using the Fincare Small Finance Bank FD Calculator before investing in a fixed deposit. This tool simplifies calculations for total interest earned and future maturity value, accommodating various compounding frequencies, and providing clarity for your chosen tenure.

The Fincare FD Calculator is a reliable tool for comparing and analyzing options, ensuring well-informed and successful investment decisions. You can visualise your gains before investing and make smart financial choices with ease.

Fincare Small Finance Bank FD Rates

Fincare Small Finance Bank FD rates on domestic fixed deposits of less than Rs 2 crore are very attractive. The following table showcases the diversified FD interest rates for the general public and senior citizens offered by Fincare Small Finance Bank, organized by deposit tenure, for a comprehensive understanding.

Fixed Deposit Term	Interest Rates % (p.a) General Citizens	Interest Rates % (p.a) Senior Citizens
7 days to 14 days	3.00	3.60
15 days to 30 days	4.50	5.10
31 days to 45 days	5.25	5.85
46 days to 90 days	5.75	6.35
91 days to 180 days	6.25	6.85
181 days to 364 days	7.00	7.60
12 months to 15 months	7.65	8.25
15 months 1 day to 499 days	7.85	8.45
500 days	8.21	8.81
501 days to 18 months	7.85	8.45
18 months 1 day to 21 months	8.11	8.71
21 months 1 day to 24 months	8.11	8.71
24 months 1 day to 749 days	8.15	8.75
750 days	8.61	9.21
751 days to 30 months	8.15	8.75
30 months 1 day to 999 days	8.11	8.71
1000 days	8.41	9.01
1001 days to 36 months	8.11	8.71
36 months 1 day to 42 months	8.25	8.85
42 months 1 day to 48 months	7.50	8.10
48 months 1 day to 59 months	7.50	8.10
59 months 1 day to 66 months	8.00	8.60
66 months 1 day to 84 months	7.00	7.60

Read Less

*Note- It is important to check with the bank for the most recent information regarding the rates.

How to Use Fincare Small Finance Bank FD Calculator

Simplify the calculation of maturity amounts with the Fincare Small Finance Bank FD Calculator, ensuring a smooth and effective process. This tool allows you to gain insights into diverse investment possibilities that resonate with your financial preferences and objectives.

Make use of the FD Calculator and enhance your decision-making with these easy steps:

Step 1: Go to the FD Calculator provided above.

Step 2: Fill in the principal amount of the fixed deposit.

Step 3: Choose the interest rate and tenure you prefer.

Step 4: Check the results and try different investment scenarios by changing the initial amount and duration.

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Benefits of Fincare Small Finance Bank FD Calculator

The Fincare Small Finance Bank FD Calculator streamlines the calculation of maturity amounts, aiding investors in making well-informed decisions about their fixed deposit investments. It offers several advantages, enhancing its value for investors:

User-Friendly Interface: With its easy navigation, investors can swiftly input their principal amount, interest rate, and tenure for a quick calculation of the potential maturity amount.

Precision in Results: The calculator ensures accuracy, providing investors with a clear understanding of the potential returns on their fixed deposit investments.

Time-Efficient: By utilizing the Fincare FD Calculator, investors save time that would otherwise be spent manually calculating maturity amounts, receiving instant results for prompt decision-making.

Flexibility for Exploration: Investors can experiment with various investment scenarios by adjusting the principal amount and tenure, allowing them to explore options that align with their financial goals.

Informed Decision-Making: The Fincare Bank FD Calculator helps investors by offering a comprehensive view of potential maturity amounts and total interest earned, facilitating better investment planning and optimization of returns.

Enhanced Transparency: The calculator contributes to transparency by displaying interest rates for different tenures, enabling investors to compare and choose options that offer the best returns.

Formula to Calculate Fincare FD Maturity Amount

Fincare Bank Fixed Deposits can help you grow your savings. You can assume the extent of growth by calculating the maturity amount. The Fincare Small Finance Bank FD Calculator can simplify the calculation of the maturity amount and facilitate easy financial planning for you. Alternatively, you can use the following formula to calculate maturity amounts manually:

A = P [(1 + r/n)nt

where,
A = maturity amount,
P = principal amount,
r = annual interest rate,
n = number of times interest is compounded per year,
t = Tenure in years.

Let’s plug in the details of a ₹4,00,000 fixed deposit held for 3 years at Fincare Small Finance Bank, with a quarterly compounding annual interest rate of 8.11%, into the given equation to derive the following results.

A = 4,00,000 * [1 + 0.0811/4]^(4*3) ]

Calculating the value:
A = 5,08,940

So, the estimated maturity amount for the ₹4,00,000 fixed deposit after 3 years at Fincare Small Finance Bank, with quarterly compounding at an annual interest rate of 8.11%, is approximately ₹5,08,940

Fincare Small Finance Bank FD Interest Calculation

To make smart financial decisions, it's important to understand how interest is accumulated on Fixed Deposits. You can easily calculate the total interest once you know the total maturity amount. Here's the formula:

Total Interest = Maturity Amount - Principal Amount

The total interest can be calculated as follows based on the previous calculation:

Total Interest = ₹5,08,940 - ₹4,00,000

Total Interest = ₹1,08,940

After a 3-year term, a ₹4,00,000 Fixed Deposit with Fincare Bank, compounded quarterly at an annual interest rate of 8.11%, would generate an interest of around ₹1,08,940.

Also, check other Small Finance Banks FD Calculators from below:

Ujjivan Small Finance Bank FD Calculator	AU Bank FD Calculator
Equitas Bank FD Calculator	Utkarsh Bank FD Calculator
ESAF FD Calculator	–

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Frequently Asked Questions

Fincare offers interest rates of up to 8.11% on domestic FDs. To know further details, go to Fincare Small Finance Bank FD.

Yes, the Fincare Small Finance Bank FD calculator typically displays the maturity amount, including interest, for various tenures.

The FD calculator may not provide information on potential tax deductions. Consult a tax professional for accurate estimates of FD earnings

To open an FD with Fincare, you may need identification and address proof documents such as PAN card, Aadhaar card, and passport-size photographs.

FDs with Fincare Small Finance Bank are generally open to both individuals and business entities, subject to the bank's eligibility criteria.

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Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.