Fibe Personal Loan


Fibe covers your personal loan requirements in just 2 mins. Previously known as EarlySalary, its interest rate starting from 16% p.a. & provides an instant personal loan of Rs. 5 Lacs, with repayment tenures of up to 2 years.

Enjoy quick and convenient solutions for meeting your short-term financial needs, now!

Fibe Personal Loan Details

Experience the ultimate convenience of obtaining an instant personal loan through Fibe. With a seamless loan application process and minimal documentation, it is easier than ever to avail of a loan. Here are the highlights of an online Fibe personal loan:

Interest rate Starts from 16% p.a.
Loan Amount Up to ₹5 lakhs
Repayment tenure 3 to 36 months

Fibe Personal Loan Interest Rates

Fibe offers interest rates on personal loans tailored based on your eligibility and credit score. The personal loan interest rate at Fibe starts from 16% per annum.

To ensure you make an informed decision, compare the rates offered by other lenders with Fibe personal loan. This will help you assess which loan options best align with your financial requirements and capabilities.

In addition, Fibe also provides loans at more affordable rates for individuals with good credit scores.

Check more on the Ayushman Bharat Scheme from the links below:

Fibe Personal Loan Interest Rate Starting at 16% p.a
APR (Annual Percentage Rate) Starting at 18%

Fibe Personal Loan Fees & Charges

Refer to the table below for a comprehensive overview of the various fees and charges associated with Fibe personal loan:

Processing Fee 2% of the loan amount + GST
Late Payment Charges ₹500 + GST or 3% of the loan amount
Stamp Duty 0.1% on loan amount
Mandate Rejection Charges ₹250 + GST
Prepayment/Foreclosure Charges NIL

Fibe Personal Loan Eligibility Criteria

If you are considering a Fibe personal loan, please ensure you meet the eligibility criteria before proceeding with your application. Consider the following Fibe eligibility criteria for personal loan is what you want to qualify for before applying for the loan.

  • The applicant must be an Indian resident
  • Age: Between 21 and 55 years old
  • The applicant must be a salaried individual
  • Minimum Salary: For metro cities: ₹18,000 & For Non-metro cities: ₹15,000

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Documents Required for Fibe Personal Loan

To fulfill the eligibility requirements, it is necessary to provide the documents as part of the submission process. Here is the list of documents required for Fibe personal loan.

  • A selfie or passport-sized photograph.
  • Proof of identity: This includes Passport, Aadhaar card, PAN Card, or Driving License.
  • Proof of address: Acceptable documents are Passport, Rental agreement, Utility bills, or Voter ID.
  • Proof of income: Bank statements and salary slips for the previous 3 to 6 months.

Calculate EMI For Fibe Personal Loan

Compute Your EMI effortlessly with Personal Loan EMI Calculator. You can now seamlessly plan your repayments by calculating the Equated Monthly Installment (EMI) beforehand with our user-friendly calculator.

Just enter the loan amount, interest rate, and loan tenure, and calculate your Fibe loan EMI. This tool will help you take charge of your budget and make well-informed decisions regarding your financial obligations.

%
Monthly EMI 86
Principal Amount 1,000
Total Interest 32
Total Amount 1,032.00

Year Month Principal (A) Interest (B) EMI (A+B) Balance Loan Paid to Date (%)

Compare Fibe Personal Loans Over Other NBFCs

Find the perfect fit for your financial needs by comparing Fibe personal loan with top Non-Banking Financial Companies (NBFCs).

NBFCs Interest Rates(p.a)
Fibe 16% Onwards
PaySense 16.8%
HDB Financial services Upto 36%
CASHe 27%

Read More

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Note: The interest rates mentioned above are subject to change at the lenders' discretion

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Features & Benefits of Fibe Personal Loan

Now enjoy the exclusive features and benefits of a Fibe Personal Loan:

Customizable loan

Get a loan amount upto ₹5 Lakhs

Quick Disbursal

Loan approval & disbursal in 2 mins

Paperless Application

Expect absolute 0 paperwork.

Low Interest Rates

Interest rates starting from 12% p.a.

Flexible Repayment

Your preferred tenure between 3 - 24 months.

24/7 Availability

Convenient loan applications at anytime.

Types of Fibe Personal Loans

Fibe offers a diverse range of personal loans to cater to various needs. Each type is tailored to provide financial support for specific purposes, ensuring flexibility and convenience for borrowers. Here is a brief overview of types of Fibe personal loans:

Fibe AC Loan: Beat the heat and stay cool during summers with AC loan for air conditioning units. Ensure a comfortable and refreshing environment in your home or office.

Fibe Auto Loan: Drive your dreams forward with an Auto loan for purchasing your desired vehicle. Whether it's a sleek sports car, a reliable family SUV, or a fuel-efficient hybrid, hit the road in style.

Fibe Education Loan: Invest in your future with an education loan. From covering tuition fees to study-related expenses, get the financial support you need to pursue your educational aspirations.

Fibe Electronics Loan: Stay up to date with the latest technology by financing your smartphones, laptops, and home appliances. Upgrade your electronic devices and enjoy the convenience and efficiency they bring to your daily life.

Fibe Home Renovation Loan: Turn your house into your dream home with our funding options for home renovation projects. From kitchen remodels to bathroom makeovers, bring your vision to life and create a space that truly reflects your style.

Fibe Kitchen Appliances Loan: Streamline your kitchen with a kitchen appliances loan for essential appliances. From refrigerators to efficient dishwashers, equip your kitchen for seamless meal preparation.

Fibe Laptop Loan: Empower yourself with a new laptop for education, work, or personal use. Stay connected, productive, and informed in today's digital world with a laptop loan.

Fibe Marriage Loan: Create the wedding of your dreams with a marriage loan. From venue arrangements to decorations, catering, and more, make your special day truly unforgettable.

Fibe Medical Loan: Prioritize your health and well-being with a medical loan for treatments, surgeries, and healthcare expenses. Ensure access to quality care when you need it most.

Fibe Refrigerator Loan: Keep your groceries fresh and organized while enjoying the convenience and energy efficiency of modern refrigeration technology.

Fibe Smart TV Loan: Immerse yourself in entertainment with a smart TV loan. Experience the latest features and technologies that enhance your viewing pleasure and bring your favorite shows and movies to life.

Fibe Two Wheeler Loan: Enjoy the freedom of affordable transportation with financing options for motorcycles or scooters. Explore scenic routes with ease and convenience.

Fibe Washing Machine Loan: Simplify your laundry routine with a washing machine loan. Save time and effort with efficient and reliable appliances that enhance household efficiency and convenience.

Steps to Apply for Fibe Personal Loans with Buddy Loan

  • Step 1: Visit buddyloan.com or Download & install the Buddy Loan app (Android or iOS).
  • Step 2: Open the personal loan application page. Provide the mobile number and enter the received OTP.
  • Step 3: Specify the desired loan amount & personal email. Next, choose the Personal Loan option
  • Step 4: Choose the employment type (Salaried, Self-Employed, or Student) and the salary mode (bank or cash).
  • Step 5: Enter your work details (Including company name, years of service and Designation)
  • Step 6: Enter your personal details (Including Full Name, PAN, address DOB & Gender)
  • Step 7: Provide your communication address, and income details and Click the ‘Submit’ button.

Ready to take the next step? Apply for a Personal loan now!

Fibe Personal Loan Repayment

EMIs are a great way to cover Fibe’s personal loan repayment. Where the sum of money is automatically deducted from your bank account every month. This way, you can easily reduce penalties and or poor credit score ranking.

Ensuring the minimum balance required for EMI deduction is a good way to benefit. Alternatively, you also have the option to repay the loan through cheque or cash.

Frequently Asked Questions

You can avail of a maximum loan amount of up to ₹5 lakhs based on your eligibility and requirements.

The repayment tenure is typically 24 months.

Yes, you can prepay or foreclose your loan. And there are no prepayment penalties.

The interest rates for Fibe Personal Loan range between 12% to 30% per annum based on customer profile and eligibility score.

No, Fibe Personal Loan is typically an unsecured loan, which means no collateral or security is required.

The loan amount can be disbursed to your bank account within 2 to 10 minutes after approval, depending on the verification process and bank processing time.

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The information provided above is for general informational purposes only and does not constitute an offer or solicitation to avail of any financial services or products. Buddy Loan is a Digital Fintech Marketplace that connects borrowers with lenders and is not a lender itself. While we strive to ensure that the information regarding interest rates, loan amounts, and terms provided by our partner Banks and NBFCs is accurate and up-to-date, these details are subject to change at the discretion of the respective lenders.


Before making any financial decisions, we strongly advise you to read the terms and conditions of the specific loan product and consult with the lender directly. Buddy Loan does not guarantee the approval of any loan application, as approval is subject to the lender's assessment and your creditworthiness. Buddy Loan will not be held responsible for any discrepancies or damages arising from the use of this information. Please verify all loan-related details & documents with the respective lender before proceeding.


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