Airport Lounge Access Credit Card

If you're a frequent traveler and looking to make your journey more rewarding, you're at the right place. Having the right credit card that best suits your traveling need is all you need to get rewarded. With lounge access credit cards get premium lounge access in airports along with travel perks. That’s why owning a credit card with airport lounge access is a must.

As a cardholder, you can enjoy comfort and convenience with credit cards that offer access to both domestic and international lounges. Perks include free refreshments, Wi-Fi, and relaxation areas while in transit or facing any delay in your flight arrivals.

Explore top credit cards in India with airport lounge access, featuring exclusive travel benefits from leading banks. Find the perfect card for your travel needs!

Best Credit Cards with Airport Lounge Access

Airport lounges have become a must-have perk for frequent travellers, but not all credit cards offer the same level of access. Here's a look at five of the best cards that provide lounge access:

Ways to check if my credit card has free airport lounge access.

• Get to know about the free lounge access from the benefits guide
• Check the card issuer’s website
• Further, contact customer service
• Now check if your card is part of a lounge access network

1. SBI Elite Credit Card

A top-tier card offering domestic and international lounge access, high reward rates, and a low forex markup fee of 1.99%. Ideal for frequent travellers looking for comprehensive benefits.

• Exclusive Benefit - Along with a welcome gift voucher worth Rs. 5000/-, you would receive 8 complimentary domestic lounges, & 6 international lounge access in a year along with Joining fees ₹4,999 and an annual fee ₹4,999.

2. HDFC Regalia Gold Credit Card

Provides lounge access for both primary and add-on cardholders, along with perks for travel, shopping, and dining. Enjoy accelerated reward points, Air Miles conversion, and a low 2% forex markup fee.

• Additional Benefit - As a traveller, you can gain 8 complimentary airport lounge access with a welcome benefit of 2500 reward points upon joining & renewal.

3. Axis Bank SELECT Credit Card

A lifestyle card with benefits on grocery, dining, and purchases. It offers international lounge access, rewards on spending, and an annual fee of ₹3,000, waived for Burgundy clients.

• When you compare other credit card options, SELECT Credit Card was one of the closest options to low fees and high rewards for lifestyle choices.

4. AU Zenith+ Credit Card

A premium card offering travel perks like complimentary lounge access, low forex markup fees, and VIP airport services. Cardholders earn accelerated rewards on travel, redeemable at a 1:1 ratio, making it ideal for high-spending travellers.

• If you’re a frequent traveller and lifestyle choices are selective, Zenith+ serves you 16 complimentary airport lounge accesses both domestically and internationally.
• That’s not it, you will receive a welcome bonus of Rs. 5000/- upon activating your AU Zenith+ credit card.

5. Tata Neu Infinity HDFC Credit Card

A co-branded card offering Neu Coins on every purchase, redeemable at partner brands. It also provides complimentary lounge access and an annual fee waiver, making it a top choice for frequent travellers seeking lounge benefits.

One of the premium benefits offered here is 4 complimentary international lounge access & 8 complimentary domestic lounge access in airports. Additionally, 1499 Neucoins on TataNeu App.

6. SBI Prime Credit Card

A versatile card with benefits like complimentary lounge access a low foreign currency markup fee of 1.99% and an annual fee: of ₹2,999.

7. HDFC Bank Millenia Credit Card

Designed for modern consumers, offering rewards on shopping and a 2% foreign currency markup. Annual fee: ₹1,000.

8. HSBC Premier Credit Card (Metal Edition)

A luxury card with no foreign currency markup or late fees, ideal for premium users. The annual fee for fees: ₹0. Designed for affluent users looking for premium privileges.

• However, a joining fee of ₹12,000 and an annual fee of membership of ₹20,000 charges apply if you do not maintain a TRB, Total Relationship Balance of ₹40,00,000 every quarter. T&C* apply.
• With Unlimited domestic airport lounge access & 8 international airport lounge accesses per year, you can make premium lifestyle experiences more memorable.
• With it, you get a welcome bonus, ₹12,000 gift card.

9. ICICI Emerald Credit Card

A premium card with travel perks and a 1.99% foreign currency markup, perfect for high spenders. Joining fees applies: ₹12,000 and an annual charge of ₹20,000.

• Premium rewards on travel, dining, and shopping.
• Complimentary lounge access & concierge services.
• Unlimited free access to airport lounges through DreamFolks Membership.
• Welcome Benefit: ₹50,000 in the first month.

10. American Express Platinum Travel Card

A travel-focused card designed for travellers with extensive rewards on hotel and flight bookings and a higher foreign currency markup fee of 3.5%. Annual fee: ₹5,000.

• Exclusive airport lounge access & 8 complimentary airport lounge visits per year.
• Travel insurance coverage & personal services
• Welcome Benefit: 10,000 Membership Rewards points.

11. Flipkart Axis Bank Credit Card

Ideal for frequent shoppers on e-commerce platforms with cashback benefits and complimentary lounge access. Foreign currency markup is 3.5%. Annual fee: ₹500.

• Complimentary airport lounge access & international benefits on usage along with cashback shopping make it more convenient.
• Get a welcome bonus with a fuel surcharge waiver too.

12. Cashback SBI Card

Best for travellers who look at the best of both the worlds, enjoy travel and gain rewards with Cashback SBI Card. It offers 5% cashback on online shopping with a 3.5% foreign currency markup fee. Annual fee: ₹999.

• 4 complimentary domestic airport lounge visits per year (maximum of one visit per quarter).
• 1% cashback on offline purchases and utility bill payments.
• 1% fuel surcharge waiver for transactions between ₹500 and ₹3,000

13. HDFC Visa Signature Credit Card

Are you adventurous? Here is the card that offers full scale insurance coverage for frequent travellers. Provides global lounge access with a 2% foreign currency markup fee, offering premium travel benefits. Annual fee: ₹500.

• Access to over 1,200 airport lounges worldwide via complimentary Priority Pass Membership.
• 6 free lounge accesses globally each year (additional visits subject to charges).
• Purchase protection for fire and burglary (up to ₹25,000 for portable equipment, and up to ₹2,00,000 for other assets).

14. Axis Bank Privilege Credit Card

Lost while travelling? Here is a complete package card for travellers looking for Travel-friendly with airport lounge access, insurance coverage and a 2% foreign currency markup fee. Annual fee: ₹1,500.

• Purchase protection (₹1,00,000) + Credit shield (₹1,00,000).
• Coverage for loss of travel documents, delayed check-in baggage, and lost baggage (up to $300 and $500, respectively).

15. SBI Advantage Platinum Credit Card

Now save money on travel expenses as SBI advantage platinum credit card is designed for travellers with priority pass membership llounge access. A 3.5% foreign currency markup and get interest-free credit for 50 days. Annual fee: ₹499. Additionally,

• Extended credit facility with a low 2.25% monthly interest rate.
• Unlimited cash withdrawals at Visa/Mastercard ATMs globally.
• 2.5% fuel surcharge waiver for transactions between ₹500 and ₹4,000 at fuel stations in India.

You can also check more on Top 10 Credit Cards with Airport Lounge Access from the linked page.

Super Premium Cards with Unlimited Airport Lounge Access

For those who frequently travel internationally and domestically, super premium credit cards like the HDFC Diners Club Black or Axis Bank Reserve Credit Card offer unlimited access to global airport lounges, making them ideal for high-net-worth individuals seeking luxury and convenience.

Here are a few superpremium cards with unlimited Airport Lounge access:

Tips to Choose Best Airport Lounge Access Credit Cards

When selecting the best credit card for lounge access, consider these key factors:

1. Annual Fee: Weigh the cost against the benefits you’ll use.
2. Lounge Network: Make sure the card offers access to lounges where you travel most frequently.
3. Additional Perks: Look for travel credits, insurance, and bonus point offers to increase the card's value.
4. Guest Access: Some cards charge extra for guests, while others offer complimentary access.

Tips to Maximize Airport Lounge Access Benefits

Once you have a credit card with lounge access, you’ll want to maximize the benefits. Here are some tips:

1. Check Lounge Locations in Advance: Many lounges are hidden within airports, so it’s a good idea to check the exact location before your trip.
2. Arrive Early: Lounges can fill up quickly, especially during peak travel times.
3. Take Advantage of Amenities: Don't just relax—use the complimentary food, drinks, WiFi, and workspaces to make the most of your time.
4. Sign Up for Priority Pass Alerts: Get updates on new lounge locations and special offers for Priority Pass members.

Documents Needed to Apply for Airport Lounge Credit Cards

To apply for an airport lounge access credit card, you'll need the following documents:

1. Proof of income (such as a pay stub or tax return)
2. Government-issued ID (like a driver's license or passport)
3. Social Security Number
4. Bank account information (to verify your financial standing)

Note: Be sure to check the specific requirements of the card issuer before applying.

Apply for Free Airport Lounge Access Credit Card

Here are the steps to get the ideal airport lounge access credit card suitable to your needs:

• Step 1: Research Credit Card Options: Compare features like lounge access, rewards, and fees. Check eligibility criteria such as income and credit score.
• Step 2: Gather Required Documents: Collect identification, income, and address proof (Aadhaar, PAN, salary slips, etc.).
• Step 3: Choose Application Method: Apply online or at the nearest branch. Fill out the Form and upload the required documents.
• Step 4: Submit Your Application: Review all details and submit with required documents. Wait for approval.
• Step 5: Activate Your Card: Once received, follow the instructions to activate your card.

Steps to Check Airport Lounge Access on Your Credit Card

If you already have a credit card and want to see if it offers lounge access, follow these steps:

• Step 1. Check the Card Benefits
  Visit the card issuer's website or your account portal to review your card’s benefits.
• Step 2. Call Customer Service
  Contact your card's customer service to confirm if you have lounge access.
• Step 3. Use Lounge Finder Apps
  Many credit cards with lounge access have partnered with apps like LoungeBuddy or the Priority Pass app to help you find eligible lounges.

Things to Remember While Using a Lounge Access Credit Card

Lounge Entry Restrictions: Some lounges have specific entry requirements, such as ticket class or flight status. Check these beforehand.

• Guest Fees: Some cards only allow you to bring guests for free, while others charge extra.
• Usage Limits: While some cards offer unlimited access, others may limit the number of free visits per year.