With an initial investment as low as ₹2000, this Tanishq monthly scheme allows you to make regular payments over 10 months, and get a special discount of up to 75% on your first installment. Whether you’re looking to save for a special occasion or simply want to invest in timeless pieces, the Tanishq gold saving scheme offers a secure and convenient way to achieve your goals. Before you know more gold scheme provided by Tanishq, you should be aware of the present gold rate.
| Country | Gold Rate |
| India | ₹6,795 per 10 grams |
| USA | $80.70 per ounce |
Tanishq Golden Harvest Scheme
The Tanishq Golden Harvest scheme is 6 months gold scheme, secured, and convenient way to own the Tanishq jewellery you desire. With this plan, you can purchase more than what you pay for, as Tanishq adds a special discount upon maturity. Before you plan to invest in this gold scheme , here are further details about the same presented below:
| Feature | Details |
| Deposit Period Options | 10 months or 6 months |
| Monthly Deposit | User-defined (within the specified limits) |
| Redemption | Against a jewelry purchase on maturity |
| Special Discount | Based on the amount deposited |
Benefits of Tanishq Gold Harvest Scheme
The question might arise as to why the Tanishq gold harvest scheme can be a better option for you to invest. Here are the answers to it:
Planning: For Jewellery Purchases Individuals can plan financially for a jewellery purchase.
Flexible Deposit Amounts: Individuals are free to choose the amount deposited with Tanishq every month based on their needs and financial position.
Significant Discounts: Individuals can avail a discount of up to 75% of the jewellery value upon purchase through this scheme.
Tanishq Swarnanidhi Scheme
The Tanishq Swarnanidhi Scheme allows individuals to book grams of gold and redeem them against gold purchases from Tanishq. Participants are required to make monthly deposits for 8 months, with the total amount converted into gold grams based on the prevailing gold rate at the time of each deposit. This table provides details about a gold investment scheme or plan.
| Feature | Value |
| Minimum Monthly Contribution | ₹1,000 |
| Maximum Monthly Contribution | ₹50,000 |
| Minimum Maturity Period | 12 months |
| Redemption Value | Based on the prevailing gold rate |
Note: The values are subject to change please visit the official website for details
Tanishq Swarnanidhi Scheme Benefits
With the flexible of 8 months gold booking. This scheme helps protect you against rising gold rates. Here are the other benefits that the scheme officers:
Future Gold Purchase Savings: Individuals can save and have a corpus for a gold purchase in the future.
Unlimited Instalments: No limit on the number of instalments made during the term of the scheme.
Monthly Deposits and Price Benefits: Individuals will be making deposits, and the grams will be calculated every month. If the price of gold rises at the time of redemption, the individual will have a larger corpus with which to make a purchase.
Apply for Tanshiq Gold Scheme
You can open a Golden Harvest account online via our website or app, or by visiting your nearest Tanishq showroom in these 4 simple steps:
1: Choose to pay monthly installments via cash, card, or online banking using SI, ACH, or post-dated cheque facilities.
2: Pay a fixed installment amount on the due date every month for 10 months (minimum installment value – ₹2000, with increments of ₹1000).
3: After 10 months, you will qualify for a special discount of up to 75% on the value of your first installment.
4: You must close the account within 400 days from the account opening date.
For Example:
| Enrolment Date | Maturity Date | Monthly Installment (in ₹) | Discount on Jewellery Purchase (in ₹) | % of Monthly Installment |
| 1st Jan 2021 | 1st Jan 2022 | 2000 | 1500 | 75% |
Tanishq Gold Scheme Gold Price
Tanishq, offers gold coins that are popular among investors and collectors. These coins are known for their purity, craftsmanship, and value. Here is the information about Tanishq’s gold coins presented in a table format:
| Gold Coin | Weight | Price (₹) |
| Goddess Lakshmi with Lotus Motif | 22 Karat | ₹71,001 |
| Goddess Lakshmi with Lotus Motif | 22 Karat | ₹76,738 |
| Ganesh Motif | 22 Karat | ₹80,774 |
| Krishna Motif | 24 Karat | ₹32,984 |
| Krishna Motif | 24 Karat | ₹32,984 |
| Sitting Ganesh Motif | 22 Karat | ₹84,848 |
| Om Motif | 22 Karat | ₹76,287 |
| Om Motif | 22 Karat | ₹76,287 |
| Ashtalakshmi | 22 Karat | ₹30,655 |
| Ganesha-Lakshmi Motif | 22 Karat | ₹60,190 |
| Lakshmi Motif | 22 Karat | ₹37,794 |
| Lakshmi Motif | 24 Karat | ₹65,662 |
| Ganesha Motif | 24 Karat | ₹82,077 |
| Lakshmi Motif | 24 Karat | ₹41,230 |
| Ganesha-Lakshmi Motif | 24 Karat | ₹32,984 |
| Ganesha-Lakshmi Motif | 24 Karat | ₹82,077 |
| 22 Karat Gold Coin | 22 Karat | ₹1,50,475 |
| Ganesha-Lakshmi Motif | 24 Karat | ₹41,230 |
| Ganesha-Lakshmi Motif | 22 Karat | ₹37,794 |
| Lakshmi Motif | 22 Karat | ₹60,190 |
| Ganesha-Lakshmi Motif | 22 Karat | ₹75,238 |
| Lord Ganpati | 22 Karat | ₹22,991 |
| Intelligent Pisces | 24 Karat | ₹30,162 |
| Diligent Taurus | 24 Karat | ₹29,664 |
Note: The values are subject to change please visit the official website for the latest details
Exploring gold loan trends in India, understanding the types of gold, and identifying key reasons to invest in gold, as well as predicting if the gold rate will decrease, can help in selecting the best banks for gold loans
Also Check the Ultimate Guide to India’s Best Gold Investment Schemes for Smarter Savings
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Frequently Asked Questions
Q. Which Monthly Gold Scheme is Best?
A. The best monthly gold scheme depends on your individual needs and preferences. Consider factors such as investment amount, maturity period, and redemption options.
Q. Is the Tanishq Gold Harvest Scheme Good?
A. The Tanishq gold harvest scheme can be a good option for those looking to invest in gold over time. However, it’s essential to compare it with other gold schemes available in the market.
Q. Which Gold Scheme is Best, Malabar or Tanishq?
A. Both Malabar and Tanishq offer competitive gold schemes. The best choice for you will depend on your specific requirements and preferences.
Q. Why is Tanishq gold costly?
A. Tanishq gold is often priced higher due to its brand value, craftsmanship, and quality assurance.
Q. How to get a discount in Tanishq?
A. Tanishq may offer discounts during festive seasons or for specific customer segments. Check their website or contact a Tanishq store for the latest offers.
