Latest Blog Articles

UPI has introduced PIN-free payments by allowing users to authenticate transactions using fingerprint or Face ID, with the rollout starting on October 8, 2025. This upgrade enhances security, speeds up transactions, and improves accessibility, especially for new users and senior citizens. Biometric UPI also supports Aadhaar-based Face Authentication for setting UPI PINs, making digital payments more seamless and inclusive.

Effective October 1, 2025, the National Payments Corporation of India (NPCI) will discontinue the UPI P2P collect request feature, a move aimed at strengthening user protection and reducing fraud across India’s digital payments network. This decision applies only to person-to-person money requests and does not affect the ability to send or receive payments via UPI through push methods like UPI IDs or QR codes. The blog explains what the change entails, the security concerns behind the decision, and how users can continue to use UPI for everyday transactions. It also clarifies that merchant collect requests will remain active, and outlines practical steps users should take to adapt to the new flow of payer-initiated transactions.

the RBI has officially confirmed that Unified Payments Interface (UPI) transactions will continue to remain free for users, with no current proposal to introduce charges. RBI Governor Sanjay Malhotra reiterated the government’s commitment to maintaining UPI as a zero-cost platform while acknowledging the long-term financial burden of operating such a large-scale system. While UPI remains free, operational costs are currently covered by the government, and future funding models may be explored. The blog also clarifies that GST is not levied on UPI transaction amounts, though it may apply to any separate service fees charged by intermediaries. Overall, the piece explores what the confirmation means for users, how the system is funded, and what may lie ahead for India’s flagship digital payments infrastructure.

Flipkart Big Billion Days 2025 brings exclusive UPI offers. The Super.money UPI flash sale at 12 PM daily offers 50% off up to ₹1,000 on orders above ₹500. Missed it? You still get 10% off later in the day. Additional savings via Paytm UPI, PhonePe, and bank card offers make UPI payments the best way to shop.

NPCI has raised UPI limits, allowing single transactions up to ₹5 lakh from September 15, 2025. The higher cap applies to payments like taxes, insurance premiums, investments, travel, and credit card bills, while P2P transfers remain capped at ₹1 lakh. Users benefit from instant high-value digital payments without relying on NEFT or RTGS, though banks may enforce lower limits initially based on their internal policies.

It is the fall of 2025 and UPI has become the vibrant pulse of Indian finance. If you are still in pursuit of the best UPI apps in India, you might be a bit behind the trend. But no worries, you are not alone. And honestly, with newer apps on the roll, most of us […]

Imagine making a payment by just looking at your phone, no PINs, no OTPs. That future is closer than you think. India’s digital payments ecosystem is on the verge of a major upgrade. The National Payments Corporation of India (NPCI) is working on enabling facial recognition and fingerprint-based authentication for UPI transactions. This move could […]

UPI has become an integral part of India’s daily transactions. Gone are the days when we were reluctant to go out without our wallets. Now, it’s all scan and go. From splitting dinner bills to paying utility bills, it’s the go-to solution for everyone in 2025.  But starting August 1, 2025, UPI will undergo some […]

Ever been anxious waiting for your salary to hit or your EMI to go through? From July 2025, those worries may fade, thanks to the rollout of NACH 3.0—a major upgrade from NPCI that’s set to overhaul how India handles recurring payments. This can change the landscape of automated and non-automated timely payments; regardless of […]

Ever transferred money through UPI and realised—too late—that it went to the wrong person? That sinking feeling is all too familiar. If anyone ever had to file a UPI chargeback to reverse a UPI transaction, know this: while NPCI has had systems in place to fix such errors, the process often felt slow and frustrating. […]