Atal Pension Yojana Chart


Atal Pension Yojana (APY) is a government scheme offering guaranteed pension (Rs. 1,000 to Rs. 5,000 monthly) from age 60 in India. This scheme is primarily targeted for unorganised workers between 18-40 years old. Individuals can contribute a fixed amount based on their chosen pension and entry age.

The Atal Pension Yojana (APY) Contribution Chart shows the monthly, quarterly, and half-yearly contribution amounts you need to pay based on your desired monthly pension amount and your entry age into the scheme. These charts typically show pension amounts ranging from ₹1,000 to ₹5,000 and entry ages from 18 to 40 years. They also show the different contribution amounts depending on whether you contribute monthly, quarterly, or half-yearly.

Highlights of Atal Pension Yojana Scheme

The table below shows the overview of the Atal Pension Yojana Scheme:

Feature Description
Target Audience Unorganised workers (18-40) or any Indian citizen
Age Eligibility Entry between 18 and 40 years old
Pension Amount Rs. 1,000 to Rs. 5,000 monthly from age 60 (based on plan)
Contributions Fixed monthly amount ( ₹200 to ₹1400 from every month)
Survivor Benefit Spouse receives same pension after subscriber's death
Death Benefit (Before 60) Nominee receives accumulated pension corpus

Are you looking for a personal loan?

Atal Pension Yojana Monthly Contribution Chart

The chart indicates the monthly contribution required for the APY scheme based on the age of entry and the desired monthly pension amount after retirement. Please note that the actual contribution amount may vary.

Entry Age (years) Total Years of Contribution Monthly Contribution Amount Required
Monthly Pension of ₹1000/Return of Corpus of ₹1.7 lakhs Monthly Pension of ₹2000/Return of Corpus of ₹3.4 lakhs Monthly Pension of ₹3000/Return of Corpus of ₹5.1 lakhs Monthly Pension of ₹4000/Return of Corpus of ₹6.8 lakhs Monthly Pension of ₹5000/Return of Corpus of ₹8.5 lakhs
18 42 ₹42 ₹84 ₹126 ₹168 ₹210
19 41 ₹46 ₹92 ₹138 ₹183 ₹228
29 40 ₹50 ₹100 ₹150 ₹198 ₹248
21 39 ₹54 ₹108 ₹162 ₹215 ₹269
22 38 ₹59 ₹117 ₹177 ₹234 ₹292

Read More

Read Less

Don't know your credit score? You can find out for free!

Check Your Credit Score for Free

Also get a Free Credit Report

APY Quarterly Contribution Chart

The Atal Pension Yojana calculation method helps determine the quarterly contribution required for the pension scheme based on entry age and desired monthly pension amount. The provided chart shows estimated values of quarterly contributions, subject to change.

Entry Age (years) Total Years of Contribution Quarterly Contribution Amount Required
Monthly Pension of ₹1000/Return of Corpus of ₹1.7 lakhs Monthly Pension of ₹2000/Return of Corpus of ₹3.4 lakhs Monthly Pension of ₹3000/Return of Corpus of ₹5.1 lakhs Monthly Pension of ₹4000/Return of Corpus of ₹6.8 lakhs Monthly Pension of ₹5000/Return of Corpus of ₹8.5 lakhs
18 42 ₹125 ₹250 ₹376 ₹501 ₹626
19 41 ₹137 ₹274 ₹411 ₹545 ₹679
29 40 ₹149 ₹298 ₹447 ₹590 ₹739
21 39 ₹161 ₹322 ₹483 ₹641 ₹802
22 38 ₹176 ₹349 ₹527 ₹697 ₹870

Read More

Read Less

Atal Pension Yojana Half-Yearly Contribution Chart

The chart is based on current APY rules for half-yearly contributions over a specific period to achieve a desired pension amount at age 60. The listed contribution amounts are approximate and subject to change.

Entry Age (years) Total Years of Contribution Half-Yearly Contribution Amount Required
Monthly Pension of ₹1000/Return of Corpus of ₹1.7 lakhs Monthly Pension of ₹2000/Return of Corpus of ₹3.4 lakhs Monthly Pension of ₹3000/Return of Corpus of ₹5.1 lakhs Monthly Pension of ₹4000/Return of Corpus of ₹6.8 lakhs Monthly Pension of ₹5000/Return of Corpus of ₹8.5 lakhs
18 42 ₹248 ₹496 ₹744 ₹991 ₹1239
19 41 ₹271 ₹543 ₹814 ₹1080 ₹1346
29 40 ₹295 ₹590 ₹885 ₹1169 ₹1464
21 39 ₹319 ₹637 ₹956 ₹1269 ₹1588
22 38 ₹348 ₹690 ₹1045 ₹1381 ₹1723

Read More

Read Less

Return of Corpus to the Nominees & Beneficiaries of APY

If the APY subscriber passes away, the nominee or beneficiary of the subscriber will receive a payout based on the monthly pension amount chosen by the subscriber.

Monthly Pension Amount Return of Corpus to the nominee of the subscriber
₹1000 ₹1,70,000
₹2000 ₹3,40,000
₹3000 ₹5,10,000
₹4000 ₹6,80,000
₹5000 ₹8,50,000

Atal Pension Yojana Calculator

The Atal Pension Yojana Calculator is a tool that helps individuals plan their contributions and estimate the pension amount they can expect to receive upon retirement. It considers factors like age, monthly contribution, and selected pension amount.

Yr
18 Yr 39 Yr
1000 5000
Monthly Investment  :  ₹76
Investment Duration :  35 Yrs
Total Amount :  ₹31,920

Steps to Use the Calculator:

  • Step 1: Visit the Buddy Loan website featuring the Atal Pension Yojana Calculator.
  • Step 2: Enter your current age, which influences the monthly contribution.
  • Step 3: Choose your desired monthly pension from the available options, affecting the contribution calculation.
  • Step 4: Specify the number of years you intend to contribute to the Atal Pension Yojana.
  • Step 5: Click "Calculate" after entering the details to view the processed monthly contribution.
  • Step 6: The calculator displays the calculated monthly contribution and may provide a breakdown of contributions over the specified period.

Do you need an instant loan?

Frequently Asked Questions

The APY is a government-backed pension scheme in India designed to provide financial security after retirement. It's especially beneficial for those in the unorganised sector.

Any Indian citizen between 18 and 40 years old can enroll in APY.

You contribute a fixed monthly amount towards your pension. The amount depends on your chosen pension plan and your entry age.

Early exit is generally not allowed. However, exceptions exist for the death of the subscriber or spouse, or terminal illness.

You can enroll at any bank or post office offering APY services. They will guide you through the process.

Display of trademarks, trade names, logos, and other subject matters of Intellectual Property displayed on this website belongs to their respective intellectual property owners & is not owned by Bvalue Services Pvt. Ltd. Display of such Intellectual Property and related product information does not imply Bvalue Services Pvt. Ltd company’s partnership with the owner of the Intellectual Property or proprietor of such products.

Please read the Terms & Conditions carefully as deemed & proceed at your own discretion.